Individuals who buy their own health insurance plan and many small employers are limited in the type of health insurance that they can buy.  Most are forced to buy insurance in their state that contains all the benefit mandates and benefit regulations imposed on them by state legislators.  Families in Minnesota are forced to buy a health plan that contains 62 mandates, while families in Idaho can buy a plan with 13 mandates.  In New Jersey, a family HMO costs $1,652 per month, while a family can buy a HMO plan in Pennsylvania for $707 per month!

The Constitution permits interstate commerce, so American families should be allowed to buy health insurance that meets their health care needs and should be allowed to buy insurance from other states.  If a family in Idaho wants to buy a health care plan with all of Minnesota’s 63 mandates, they should have the choice to buy.  If a family in Minnesota wants to buy a health care plan with Idaho’s 13 mandates, they should have that choice.